Development exit finance, by what you built
How the exit is underwritten changes with the scheme. The way a lender reads a finished apartment block is not how it reads a build-to-rent tower, a student scheme or an office conversion. These are the verticals we arrange exit finance for, and what drives each one.
The product is the same: a development exit bridge that repays the development facility at practical completion and funds the run to sale or refinance. What changes by property type is how the asset sells or stabilises, and therefore how a lender sizes and exits the loan. A completed apartment scheme sells unit by unit. A build-to-rent block leases up to a stabilised income and an investment refinance. Purpose-built student accommodation turns on the academic-year lettings cycle. An office-to-residential conversion turns on warranties and building control sign-off. We arrange development exit finance across all of them, sized against gross development value, with the exit set to how that specific scheme reaches a sold or refinanceable position.
Residential apartment schemes
The facility that repays development finance on a completed block of flats at practical completion, then funds the marketing period while the units sell across the scheme. Residential development exit finance replaces construction-priced debt with a cheaper, value-led bridging loan once the build risk is gone, and removes the pressure of a maturing development loan while the apartments are sold or let. We arrange and place it with specialist bridging lenders and debt funds active in completed residential schemes.
Learn moreHousing developments and estates
The facility that repays a housing development loan at practical completion, releases the equity tied up in plots you have already sold, and funds the sell-down of the remaining unsold houses. Housing development exit finance replaces construction-priced debt with cheaper money once the build risk is gone, and removes the pressure of a maturing development loan while the last units are marketed and completed. We arrange and place it with specialist bridging lenders and debt funds active in residual stock lending.
Learn moreBuild-to-rent development exit finance
The facility that repays a build to rent development loan at practical completion, then carries the completed block through its lease-up and stabilisation period to a stabilised investment refinance or an institutional sale. We arrange and place the exit leg that competitor lenders rarely cover, so a finished BTR scheme is not left on construction-priced debt while it fills with tenants and reaches the income an investment lender wants to see.
Learn morePBSA development exit finance
The facility that repays a purpose-built student accommodation development loan at practical completion and carries the finished scheme through the academic-year lettings cycle to stabilised income. We arrange and place a development exit bridge that removes the construction-priced debt and the maturity pressure on a completed PBSA scheme, then line up the investment sale or term refinance as the exit. Figures are indicative and not an offer of finance.
Learn moreHMO development exit finance
The facility that repays an HMO or co-living development loan at practical completion and carries the finished scheme through the let-up of rooms to stabilised income. We arrange and place a development exit bridge that removes the construction-priced debt and the maturity pressure on a completed multi-let property, then line up the specialist HMO mortgage, buy-to-let term debt or a sale as the exit. Figures are indicative and not an offer of finance.
Learn moreMixed-use schemes
The facility that repays a development loan on a completed mixed-use scheme at practical completion, lowers the cost of capital, and bridges the differing sales and letting timelines of the residential and commercial elements. We arrange and place development exit finance for residential over commercial buildings once the build risk is gone, holding the flats through their sales window while the ground-floor commercial unit is let. DevExit is an arranger and introducer, not a lender.
Learn moreCommercial schemes
The facility that repays a development loan on a completed commercial or mixed commercial scheme at practical completion, lowers the cost of capital, and buys time to let and sell the units or move onto an investment refinance. We arrange and place development exit finance for offices, industrial, retail and roadside schemes once the build risk is gone, removing the pressure of a maturing development facility while the asset is marketed or stabilised. DevExit is an arranger and introducer, not a lender.
Learn morePermitted development conversions
The facility that repays a development loan on a completed permitted development conversion once Building Control has signed the scheme off and the structural warranties are in place. Permitted development finance replaces construction-priced debt with cheaper money the moment the build risk is gone, and gives an office-to-residential scheme room to split the titles, sell the flats or refinance them. We arrange and place it with the specialist lenders that fund finished conversions.
Learn moreHoliday and residential parks
The facility that repays a holiday park development loan at practical completion, funds the sell-down of the lodges and pitches, and carries the park through the stabilisation period until it trades as a settled business. Holiday park finance replaces construction-priced debt with cheaper money once the build risk is gone, and removes the pressure of a maturing development loan while the lodges sell and the park ramps up to a stable income. We arrange and place it with specialist bridging lenders and debt funds active in leisure and park lending.
Learn moreFunding a completed scheme?
Tell us what you built and where it has reached, and we will tell you what is fundable and how best to structure the exit.